Attention homeowners in Seattle and King County: Need an appraisal?

Here are the top reasons WA homeowners order from Appraisal Associates:

To get a pre-listing appraisal (whether they're selling the home themselves or using a real estate agent)
Challenge King county's assessment of your property
To lower a mortgage payments by removing PMI
Reinstate their Home Equity Line of Credit (or HELOC)
Verify a different appraiser's report
In the case of a WA divorce, where real estate needs to be divided
Determine the true market value of property in question to settle an estate in WA

Own a house in or near Seattle, WA and need help determining the value of it?
Contact Appraisal Associates.

At Appraisal Associates, we understand the individual needs of a customer seeking appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like banks, attorneys, and accountants. But as a general consumer,you'll receive extra guidance and explanations through the appraisal process to more clearly understand what we do and how we present our conclusions.

Pre-listing Services/For Sale By Owner

It's very hard to be objective about your own house because of your emotional attachment to it. The professional appraisers at Appraisal Associates will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a very valuable negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your property will attract many interested buyers. It gives you something concrete to show the buyer. It's an independent third party's opinion of your home's value, and not just you saying how much your house is worth. Interested buyers assume you have an emotional attachment to your house and will be much more likely to give credibility to a qualified appraiser's value judgement than yours.

Need to remove PMI?

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a popular way to cut costs for homeowners. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your house. In most cases you can apply to the lender to have the PMI canceled from your loan. We are qualified in helping consumers just like you get rid of unwanted PMI insurance.

Challenging King county's assessment of your property

Your local tax assessor may have your house overvalued if your home is not appreciating as much as other houses nearby. This only means you're paying higher taxes than you should be paying. The earlier you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an expert appraisal from Appraisal Associates is your number one weapon when contesting your property tax assessment.

HELOC recently frozen?

If your property is near a declining area, your lender just might choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be destructive to your credit score since it may appear as though that credit line is maxed out, and also unsuitable from a cash flow standpoint. Appraisal Associates can provide you with an expert appraisal that will help you reinstate your home equity line of credit.

Need Field and Desktop Appraisal Review Services?

Would you like a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you want a professional to double-check your appraisal for precision? In a field review we'll go out and check the subject and comparables. Or, if you need it immediately, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Appraisal Associates can help with that too. While typically requested by banks, you may desire to utilize this service if you suspect mortgage fraud related to your house.